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Education level and professions are important variables to calculate insurance estimates. Some people consider this a discriminatory practice, and some states indeed ban the use of occupation and education level information as variables in determining insurance premium. However, it does not change the fact that it is the standard practice for years. Some insurers do not use such method, but others simply argue that occupation and schooling do play their roles, based on real statistics. It basically suggests that someone who has a college degree gets better bonus than a high school graduate receives. A bachelor also needs to pay more than someone with a master's degree, and so forth. Occupation also matters. Some professions involve high stress levels, lack of sleep, frequent overtime working, etc; for car insurance company, such things can be easily related to high risk of accidents. Some of high-risk professions include lawyers, doctors, architects, salespeople, business owners, real estate brokers, etc. On the other hand, low-risk occupations may include scientist, artist, accountants, nurses, pilots, and teachers. http://szlink.xyz/bcAlAE
Education level and professions are important variables to calculate insurance estimates. Some people consider this a discriminatory practice, and some states indeed ban the use of occupation and education level information as variables in determining insurance premium. However, it does not change the fact that it is the standard practice for years. Some insurers do not use such method, but others simply argue that occupation and schooling do play their roles, based on real statistics. It basically suggests that someone who has a college degree gets better bonus than a high school graduate receives. A bachelor also needs to pay more than someone with a master's degree, and so forth. Occupation also matters. Some professions involve high stress levels, lack of sleep, frequent overtime working, etc; for car insurance company, such things can be easily related to high risk of accidents. Some of high-risk professions include lawyers, doctors, architects, salespeople, business owners, real estate brokers, etc. On the other hand, low-risk occupations may include scientist, artist, accountants, nurses, pilots, and teachers. http://szlink.xyz/bcAlAE
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